Mortgage Term Explained: “Debt-to-Income Ratio (DTI)”
TL;DR: Your Debt-to-Income Ratio (DTI) shows how much of your income goes toward debts, including your future mortgage. It is one of the first numbers a Mortgage Lender reviews to determine how much home you can purchase. Keeping it low strengthens your position and opens more opportunities. What It
Is 3% the New Normal? What Sticky Inflation Means for Mortgage Rates and Your Buying Power
TL;DRThe Fed is still chasing 2% inflation but the market keeps landing closer to 3%. If that becomes the new baseline, mortgage rates likely settle higher than the low-4s we all loved. Think mid-5’s to low-6’s as the new range with occasional dips. For Buyers and Sellers, this means a more tactical
When The Fed Blinks And The Market Shrugs: Why Austin’s $1M+ Buyers And Sellers Move Before Headlines
Sticky inflation. A not-so-shocking Fed. Rates that pop the moment data hits. If you waited for the announcement, you were already late. TL;DR For The $1M+ Crowd The market priced in a quarter-point cut long before the press conference. Jobless claims beat forecasts, inflation stayed sticky, and tha
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