
How to Protect Your Mortgage Rate and Your Sanity When Buying a Luxury Home in Austin
TL;DR If you’re eyeing a $1M+ property in Austin and locking your rate with a Lender, it’s critical to understand rate lock extensions. Missing that expiration can cost you both a higher rate and a steep fee. This quick read breaks down how they work, why timing matters, and includes a real example

Is 3% the New Normal? What Sticky Inflation Means for Mortgage Rates and Your Buying Power
TL;DRThe Fed is still chasing 2% inflation but the market keeps landing closer to 3%. If that becomes the new baseline, mortgage rates likely settle higher than the low-4s we all loved. Think mid-5’s to low-6’s as the new range with occasional dips. For Buyers and Sellers, this means a more tactical
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