
Redefining Value For Austin’s Discerning Buyers
TL;DR Austin’s high-end market has shifted from frenzy to focus. Buyers no longer need to compete with over-asking offers or waive protections. True value today is found in negotiation, lifestyle fit, and smart long-term positioning. A Market That Rewards Strategy If you are a seasoned Buyer in Aust

Mortgage Term Explained: “Debt-to-Income Ratio (DTI)”
TL;DR: Your Debt-to-Income Ratio (DTI) shows how much of your income goes toward debts, including your future mortgage. It is one of the first numbers a Mortgage Lender reviews to determine how much home you can purchase. Keeping it low strengthens your position and opens more opportunities. What It

Is 3% the New Normal? What Sticky Inflation Means for Mortgage Rates and Your Buying Power
TL;DRThe Fed is still chasing 2% inflation but the market keeps landing closer to 3%. If that becomes the new baseline, mortgage rates likely settle higher than the low-4s we all loved. Think mid-5’s to low-6’s as the new range with occasional dips. For Buyers and Sellers, this means a more tactical
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